SEPA Instant and ISO 20022
Is Your Institution Fully Aligned After the 2025 Deadlines?
Expert Guidance for Compliance and Growth
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The European financial sector was undergoing significant changes, with developments like instant payments and regulations such as ISO 20022.
These changes created opportunities to build stronger products, improve data usage and develop new revenue streams.
But not many FinTechs took full advantage.
We provide specialized knowledge and strategic support that help you strengthen your payment and banking setup. Our industry benchmarks show how the market operates in practice and support your steady, long term growth.
SEPA Instant Payments
Manage compliance effortlessly, discover growth opportunities, and secure better partnerships.
ISO 20022 Optimization
Maximize the potential of ISO 20022 in order to optimize operations, uncover new revenue streams, and improve fraud prevention.
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Open Banking Integration
Integrate seamlessly with banks and payment networks through compliant API strategies.
Treasury Transformation
Implement digital-first approaches to treasury operations aligned with ECB guidelines.
Payments Modernization
Stay ahead by future-proofing your business, enhancing efficiency and fostering a culture of innovation.
Cross-Border Payments
Develop strategies for real-time cross-border transactions that comply with the latest ECB and EBA regulations. Discover and utilise ISO 20022.
Strategic Bank Partnerships
Build strong relationships to access key infrastructure and find the most suitable correspondent account partners.
Key Benefits
Reduced risk & costs
New revenue streams
Enhanced customer experience
Increased agility & scalability
New correspondent possibilities
Meet Your Guides
Marcia Klingensmith
CEO & Founder of FinTech Consulting
Marcia Klingensmith, known globally as the “Instant Payments Maven”, has a passion for payments modernization and over 20 years of experience bringing innovative products and services to market at Fortune 500 companies like Bank of America, Wells Fargo, Visa, LexisNexis Risk Solutions, and FIS Global.
Marcia is a recognized expert in instant payments, payments modernization, and ISO 20022 strategies. She helps financial institutions and fintechs navigate the evolving world of payments through strategy workshops, process reviews, and sales enablement, integrating AI capabilities to optimize processes and drive innovation. Her expertise spans banking transformation, cross-border transactions, and the future of money. Marcia helps clients achieve tangible results, driving revenue growth and operational efficiency in the evolving payments landscape.
Viktoria Soltesz
CEO & Founder of PSP Angels
Viktoria has over 20 years of expertise in payments and banking and is a recognized for managing complex and challenging cases.
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She is the founder of PSP Angels, an independent consultancy specializing in strategies, and the creator of the Soltesz Payment Framework, a model utilized by international companies to optimize their payment and banking operations. She also established the Soltesz Institute, advancing education and professional standards globally. Additionally, Viktoria runs an accounting and tax consulting firm, supporting international structures.
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As an author, Viktoria has shared her extensive knowledge in her book Moving Money: How Banks Think, which became a bestseller and the CPayO - Chief Payment Officer - The Role Which Doesn't Exist (but should!).
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WHY
CHOOSE US
01
Deep Expertise
Our deep expertise ensures your payment and banking strategies are backed by decades of experience in payments and banking.
02
Strategic Focus
We prioritize a strategic focus, tailoring solutions to align with your business goals and long-term growth.
03
Simplified Solutions
​Our simplified solutions cut through complexities, making payment and banking operations seamless and efficient.
04
Compliance Assurance
With compliance assurance, we help safeguard your business from risks and regulatory pitfalls.
Focusing on results
Marcia and Viktoria have hosted an in-depth webinar covering the 2025's instant payment advancements across the EU and USA.
